How to fix the health insurance industry everybody seems to hate

Published On Dec 9, 2024, 3:06 PM

The article discusses the ongoing discontent with the health insurance industry, highlighting major issues like denied coverage, high out-of-pocket costs, and perceived poor service. It reflects on the backlash against UnitedHealthcare following the murder of its CEO and emphasizes the need for systemic reforms. The piece suggests that many Americans are frustrated with the complexity and inadequacies of the system, but also notes that those on employer-sponsored plans often report satisfaction. Proposed reforms include tracking insurance denial rates and imposing penalties on insurers that wrongfully deny claims. However, the article acknowledges the complexities inherent in reshaping the healthcare system and the challenges posed by political disagreements.