Risk to renters as buy-to-let lending predicted to fall

Published On Dec 16, 2024, 6:54 AM

The UK’s buy-to-let property market is expected to face challenges in 2025, with a forecasted 7% drop in mortgage lending for landlords due to increased taxes and regulations. Many landlords are considering selling their properties, which could reduce rental availability, leading to potential rent hikes. Despite falling mortgage rates offering better affordability for first-time buyers, analysts question the optimism around predictions for a 10% rise in lending for house purchases next year.