Consumer protection agency closes the Biden era taking big swings

Published On Dec 24, 2024, 6:00 AM

The Consumer Financial Protection Bureau (CFPB) has launched a series of lawsuits against large corporations, including Zelle, Walmart, and Rocket Homes, in an aggressive move during the Biden administration's final days. These lawsuits address various consumer rights violations, including fraud handling on Zelle, forcing gig workers to use costly payment accounts, and kickback schemes in real estate transactions. These actions signal a departure from previous regulatory approaches and may be a test for the incoming Trump administration's stance on consumer protection.

Stock Forecasts

JPM

Negative

The lawsuits filed by the CFPB could lead to increased scrutiny on the banking and fintech sectors, particularly for companies involved in digital payments and consumer banking. This could result in regulatory challenges, especially for Zelle and the banks named in the lawsuits who may face financial penalties and reputational damage.

WMT

Negative

Walmart's ongoing legal battles may negatively impact its stock due to potential penalties or changes in operations required to address consumers' complaints. Given the nature of the lawsuit and Walmart's size, this situation may prompt investors to reassess its risk exposure.

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