What Retirement Accounts Should I Withdraw From First?

Published On Dec 28, 2024, 5:00 AM

As America enters a phase termed 'Peak 65', with millions of individuals approaching retirement age, the article discusses the crucial shift retirees need to make from saving to managing withdrawals from retirement accounts. The focus is on maintaining cash flow during retirement, rather than merely accumulating wealth. Financial experts emphasize the importance of balancing withdrawals from various accounts and strategically planning for Social Security and other income sources to ensure financial stability for potentially 30 years or more in retirement.

Stock Forecasts

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With the shift in demographic trends leading to increased demand for retirement planning services, companies specializing in financial planning could see increased revenues. Additionally, investment in assets typically held in retirement accounts, such as real estate or dividend-paying stocks, may become more favorable due to the focus on sustainable cash flow in retirement.

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