California wildfires: Insured losses could top $30B, Wells Fargo analysis finds

Published On Jan 13, 2025, 4:24 PM

California wildfires have caused devastating damage, with Wells Fargo estimating insured losses could exceed $30 billion as a result. The fires have destroyed or damaged at least 12,000 structures and resulted in multiple fatalities. About 85% of the estimated losses are expected to stem from homeowners' insurance, making this event potentially the most damaging wildfire in California's history.

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This disaster could negatively impact insurance companies, though Wells Fargo indicates it is manageable. Affected insurers might see a temporary decline in stock prices due to fears over potential losses but could recover as the events are absorbed. Investors should be cautious with stocks in the insurance sector in the short-term but could look for recovery opportunities as the situation stabilizes.

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