Mortgage rates finally fall after 6-week climb

Published On Jan 23, 2025, 1:57 PM

Mortgage rates in the U.S. have fallen for the first time in six weeks, with the average 30-year fixed-rate mortgage dipping to 6.96% from 7.04%. This drop provides some relief amidst ongoing affordability issues in the housing market. Purchase applications have increased in response to this slight decline, indicating potential buying opportunities for homebuyers despite continued challenges in the market.

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The decrease in mortgage rates may lead to an uptick in home purchases as affordability improves for some buyers. This can positively impact related sectors, particularly real estate, construction, and mortgage finance sectors. Increased homebuying activity could benefit companies in these industries.

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The president said he will impose tariffs Feb. 1 on products from Canada, Mexico and China, countries that together account for more than a third of U.S. trade.

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