Here's why Trump tariffs may raise your car insurance premiums

Published On Feb 24, 2025, 8:11 AM

The potential implementation of a 25% tariff on car imports from Canada and Mexico, proposed by former President Trump, could lead to an estimated 8% increase in annual car insurance premiums by the end of 2025. Without these tariffs, premiums are projected to rise only by 5%. The tariffs are expected to increase the costs of cars and auto parts, resulting in higher claims costs for insurers, which will likely be passed on to consumers through increased premiums.

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The auto insurance industry is likely to face increased costs due to tariffs, which may negatively impact companies heavily reliant on imports for parts and cars. As insurance premiums rise, customer demand for competitive products may shift towards firms that adapt rapidly.

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